Pension Scheme Nominations Horizon

If you have built up a pension pot over the years, you have probably filled in forms, reviewed statements, and made decisions about contributions and investments. But there is one form that many people put off or forget altogether: the nomination form that tells your pension scheme who should receive your death benefits. It is a small piece of paperwork, yet it can shape how your money is passed on, who pays inheritance tax, and how much of your pension fund actually reaches